Buy Now, Pay Later
at Urban Time with Billease
The top-rated, card-free buy now, pay later in the Philippines.
- Shop at Urban Time and split your payments in 3 to 6 equal installments or enjoy terms up to 12 months.
- Easy sign up and instant approval process.
- Low interest and no hidden fees.
Illustration only. Your final terms are confirmed in the app before you commit.


About Urban Time
Founded in 1956, Urban Time stems from the very first watch store in the city of Manila. More than 50 years later, it has expanded into agroup of companies involved in the design, distribution, and retail of various global time pieces in the country - making Urban Time one of the leading and trusted distributors in the Philippines. With a wide selection of brands and styles, we offer a one-stop shop for all your watch needs. Shop for yourself or for your loved ones ,and have your favorite time pieces delivered directly to your doorstep.
How to use Billease on Urban Time

Sign up with Billease and get instantly approved
Shop at Urban Time and add items to cart
Proceed to checkout and select Billease as payment method
Select the payment option available:
Pay Later in 10 or 20 days
Pay in 4 installments
Pay monthly
Receive order confirmation and your payment schedule
No credit card?
No problem.
Shop now with Billease today and enjoy the installment you deserve.