Enjoy the benefits without paying upfront. We charge the lowest interest rate at only 3.49% monthly. Plus, avail 0% APR on our select merchant when you sign up today.
Enjoy instant credit up to P40,000 which you can use for online shopping even without a credit card or get a personal loan with payback options from 30 days or up to 12 months.
With instant approval, BillEase gives you the freedom to fulfill all your needs from e-Wallet top ups, mobile loads, to bills payment — all on the app!
See how we’re better than the competition.
*If installment is P10,000 and payable in 3 months
How It Works
How It Works
Select your desired amount
Submit the requirements online
1 valid ID
Proof of Income
Proof of Billing
Check your email or login to your account to see your initial credit limit
70% get approved on the spot, else it takes one banking day
Use your credit limit on Lazada or any BillEase merchant partner
Pay your installments via direct bank/e-wallet transfer, 7-Eleven, or at over 22,000 OTC payment channels
Pay With BillEase at These Stores
What Users Are Saying
“I've been using BillEase way back in 2017 and I got my first phone on Lazada. It is really a big help because they offer low interest than in any other lending company and it’s very reliable and easy to use. I wish this company would grow and help others like me to get what they want and pay in installments.”
“BillEase has the lowest interest rate of all the lending companies. I’ve been a customer for 2 yrs and happy with their service. I was able to purchase appliances and gadgets through them. Highly recommended!”
“Whenever I need funds for emergencies, shopping or travel, BillEase always comes to the rescue. This is, by far, the best, affordable and hassle-free online loan experience I have ever had. With BillEase, Filipinos can turn their dreams into reality.”
Rae Mark, 27
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