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Your Mastercard Access Card is ready to activate

Activate it within 24 hours and start paying with your Credit line, online and in store.

Activate card now

New to Billease? Download the app first

Works with Credit line

Your card spends your Credit line

The Access Card has no balance of its own. Every purchase is paid from your Credit line, the same limit you use for QR Ph payments in the Billease app.

  • One limit, two ways to pay

    Pay with your card or scan a Merchant QR Ph code in the app: both use your Available Credit. Your Billease loan limit stays untouched.

  • Up to 62 days interest-free

    Pay your full Statement Balance by the due date and your card purchases cost 0% interest, just like your QR Ph payments.

  • Ready again as you repay

    Every peso you repay goes straight back to your Available Credit, for your next card or QR Ph payment.

How Credit line works

No Credit line yet? We are rolling it out to more customers. If you see a Credit line tab on the home screen of your Billease app, it is ready for you.

Card benefits

A new way to use your Credit line

Everything your Credit line gives you, now on a Mastercard. Same account, same app.

  • Pink Billease Access Card on a café table beside a latte and pastries

    Up to 62 days interest-free

    Pay your full Statement Balance by the due date and pay no interest.

  • Hand holding up a pink Billease Access Card with shopping bags in a mall

    Credit line of up to ₱50,000

    Spend from your Credit line now and pay later.

  • Tapping a pink Billease Access Card on a payment terminal in a store

    Shop anywhere

    Online and in store, in the Philippines or abroad, wherever Mastercard is accepted.

Your card is waiting. Activate it within 24 hours.

Start using your card

Where to spend

Wherever you see the Mastercard logo

Use your Access Card online and in store, in the Philippines or abroad, from your morning coffee to your next trip.

The pink Billease Access Card with the Mastercard logo
  • Coffee runs Groceries
  • Dining out Online shopping
  • Malls and retail Travel and bookings
  • Gadgets Beauty and fashion

Not for cash withdrawals, ATM transactions or fund transfers.

Safe by default

Your card, in your control

Get notified when your card is used, manage it in the Billease app and act quickly if something does not look right.

The My cards screen of the Billease app: the Access Card is locked, with a note that it cannot be used while locked, and today's transactions below

  • Your details stay private

    Your name and card number are not printed on the card, so they stay private if it is lost or stolen.

  • Track every transaction

    See your card activity in the Billease app and review payments whenever you need to.

  • Lock your card

    Lock your card for a while in the Billease app if it is lost or stolen, or you notice something unusual.

  • Get help quickly

    Chat with Billease support in the app if you do not recognise a payment or need help with your card.

Protection starts the moment you activate.

Activate card now

New to Billease? Download the app first

How it works

Activate your card in a few steps

  1. Open your Billease app

    Log in with your account. There is no new sign-up.

  2. Tap Scan QR

    You find it on the home screen of the app.

  3. Scan the QR code on the back of your card

    The code works once: scanning it links the card to your Billease account.

  4. Set your 4-digit card PIN

    That is the last step. Your card is ready to use.

Open the Billease app
Kim Chiu holding her pink Billease Access Card out toward the activation steps

FAQ

Questions, answered

Still stuck? , here or in the Billease app.

A Mastercard Access Card linked to your Credit line. Like a QR Ph payment in the app, every purchase is paid from your Credit line. The card has no balance of its own.

You need an active Credit line in the Billease app. New to Billease? Download the app, sign up and get your Credit line approved first; the Access Card is not available right away.

Same card, two forms. The virtual card is ready the moment you're approved and works best online, for example on Netflix, Shopee, Lazada, Grab and Spotify. The physical card is for stores where you hand over or tap a card, like Jollibee, McDonald's, 7-Eleven and SM malls. You order it once your virtual card is active, and we deliver it to you.

Anywhere Mastercard is accepted, online or in store, in the Philippines or abroad: shopping on Shopee, Lazada, TikTok Shop, Shein, Zalora, Temu, AliExpress and Amazon, food and groceries on Grab, Foodpanda and GrabMart, and travel on Klook, Booking.com and Trip.com. It cannot be used for cash withdrawals, ATM transactions or fund transfers.

The virtual card is free. A physical card costs ₱200, and we waive it when you make at least one purchase with that card within 15 days of activating it. If the ₱200 is already on your balance, we credit it back once that purchase goes through.

Got your card? Activate it in the app.

Open the Billease app, tap Scan QR and scan the code on the back of your card. How the interest-free period works is on the Credit line page.

Get the Billease appAbout Credit line