Why BillEase
Enjoy the benefits without paying upfront. We charge the lowest interest rate at only 3.49% monthly. Plus, avail 0% APR on our select merchant when you sign up today.
Enjoy instant credit up to P40,000 which you can use for online shopping even without a credit card or get a personal loan with payback options from 30 days or up to 12 months.
With instant approval, BillEase gives you the freedom to fulfill all your needs from e-Wallet top ups, mobile loads, to bills payment — all on the app!
How It Works
How It Works
![How it works](/_nuxt/img/how-it-works.c6e9095.webp)
![One](/_nuxt/img/one.e55d19f.webp)
Select your desired amount
![Two](/_nuxt/img/two.5b031ca.webp)
Submit the requirements online
1 valid ID
Proof of Income
Proof of Billing
![Three](/_nuxt/img/three.0c049de.webp)
Check your email or login to your account to see your initial credit limit
70% get approved on the spot, else it takes one banking day
![Four](/_nuxt/img/four.a9171a9.webp)
Use your credit limit on Lazada or any BillEase merchant partner
![Five](/_nuxt/img/five.81f421a.webp)
Pay your installments via online banking/bank transfer, e-wallets, and other OTC payment channels
Pay With BillEase at These Stores
![Kimstore](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/kimstore-logo.png)
![Agoda](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/agoda-logo.jpg)
![Samsung](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/samsung-logo.png)
![Philippine Airlines](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/2c2p-logo.png)
![Mandaue Foam](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/mandaue-foam-logo.png)
![Anson's](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/ansons-logo.png)
![PriceLOCQ](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/pricelocq-logo.png)
![Havaianas](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/havaianas.png)
![Datablitz](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/datablitz-logo.png)
What Users Are Saying
As Seen On
Built on Customer Trust and Longevity
![Fintech Alliance](/_nuxt/img/fintechalliance.671120d.webp)
![CMAP](/_nuxt/img/cmap.ccfdd29.webp)
![Coins.ph](/_nuxt/img/coins.b6a363f.webp)
![Dragonpay](/_nuxt/img/dragonpay.52cbcde.webp)
![Xendit](/_nuxt/img/xendit.3633b10.webp)