Cash loans have been lending a helping hand to cash-strapped people ever since anyone can remember. With cash loans, you can solve financial emergencies in a jiffy as they are quick and easy to avail.

But did you know there are several other ways you can use your cash loans aside from emergencies? In this article, we are going to discuss the three ways you can use and maximize a personal loan without maxing your credit limit.


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There are a few things that may want to consider before availing a 0% installment plan. In this article, we’ll break down the 3 important considerations you’ll need to keep in mind before taking the plunge.

Let’s get started!

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By now we’re guessing you’ve already heard of 0% installment plans or maybe even thinking of availing one from your preferred bank. But before you do, let’s run through a quick list of facts to help you understand it better!

And while we’re here, let’s also answer the question in everyone’s heads: are 0% installment plans worth it? Let’s find out.

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What is a credit score? Why does it influence your loan applications and how? Let’s do a quick run down of what credit score is and the various ways that you can keep a good credit record.

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What is an installment plan? How do you apply for one and fast-track your approval? Here, we answer all your questions and give you everything you need to know about getting an installment plan.

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Most Filipinos view loans in a negative light. And why not? But availing a loan can also be beneficial to our lives. Here are some tips to help you manage your debts responsibly and efficiently.

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