Month: November 2020

Heads up: your BillEase experience is about to get easier and more convenient because you can now link your online banking account for faster payments!

Continue reading “Link Your Online Bank Account for Faster Payment”

Giorgio Armani once said that “a watch is one of the most important things that you buy, it says a lot about a person.”

That’s true. Despite the presence of mobile phones, which can also serve as a timekeeper and time-teller, many people are still willing to pay a hefty price for a watch. In fact, there are still e-commerce sites that are dedicated solely for watches.

One of them is WatchPortal.

Who is WatchPortal?

WatchPortal started in December 2015 as an e-commerce site that focuses mainly on selling watches. Unlike other watch sellers, WatchPortal sells the items at affordable prices.

Through their website, customers will have access to a wide selection of watches sourced directly from suppliers and authorized distributors.

Brands WatchPortal carries include:

• Seiko
• Casio
• Curren
• Skmei
• Valentino
• Naviforce
• Skone

What about payment?

There are several options. It includes:

• Cash on Delivery
• Credit card
• Bank transfer though BDO, BPI, and Metrobank
• DragonPay
• LBC
• Bayad Center
• Cebuana Lhuillier
• GrabPay

Although these are safe and secured channels, paying through any of these options means you need to pay in full.

Here’s a surprise: WatchPortal teamed up with BillEase to offer a flexible payment terms for customers who don’t have a credit card. Aside from the payment options mentioned above, you can now pay for your items on installment basis.

Here’s how you can Shop Now at WatchPortal and Pay Later with BillEase:

Step 1: Registration

Make sure you signed up and registered with both WatchPortal and BillEase before you start shopping. For WatchPortal, you can sign in using your Google Mail, Facebook, or Instagram account.

For BillEase, you can sign up directly on the website or download the BillEase app (it’s for free!) on App Store (iPhone users) or Google Play Store (Android users).

Step 2: Add To Cart

After signing up, you can now start shopping. Browse through the wide selection of WatchPortal and then click the item you want to purchase.

Then, click Add To Cart.

You can add more items that you like. Once you’re done shopping, click Checkout.

Step 3: Shipping Information

Fill out the shipping information by indicating your complete address and mobile number. This will be used to calculate your shipping fee.

Then click Continue to Shipping.

Review the details and then click Continue to Payment.

Step 4: Payment Confirmation

In the payment options, choose BillEase. Then click Complete Order.

This will now redirect you to secure BillEase Checkout.

Step 5: BillEase Payment

Make sure that you signed up with BillEase. Then, click Log In.

At this point, you will be able to configure your loan and extend the installment term to up to 12 months. For repayment frequency, you can also choose between once or twice a month payment.

As you navigate the loan terms, you will also notice the change in the amount. Once you’re satisfied with it, click Next.

Take note that at this stage, the loan application is NOT yet final.

Step 6: Finalize Your Loan

You will see the Loan Contract and Disclosure Statement. These two documents indicate payment schedule, interest rate, penalty fee, loan maturity, and other information you need to know about your loan.

Make sure to take time and read through it. This is crucial because your payment behavior determines whether or not you can apply for a higher loan.

You will also receive a four-digit one-time password (OTP) on your registered mobile number. Input the said code and then click Confirm.

Take note that this finalizes your loan application and cancellation is no longer allowed.

Once WatchPortal confirms your order, the items will be delivered to you.

Make sure to place your orders as early as now and enjoy site-wide sale. This is perfect and just in time for Christmas.

What is your go-to place when you need to buy skincare products or makeup? What about toys or small items for the house? Where do you go when you need electronic tools like earphones or USB cable? What about if you need a clip-on lamp or a medical box?

There are specific stores that cater to this, but if you need to be in one place where everything you need is there, then Mumuso is the best place to be.

Who is Mumuso?

Mumuso is a Korean-inspired brand that focuses on fashionable and trendy products while combining traditional and modern tastes. Mumuso’s commitment is to provide products that are both made of reliable quality and sold at reasonable prices. At the same time, they want to “bring the idea of easy life” to people, regardless of where you are.

Then, they found their way to the Philippines.

Aside from their physical stores, Mumuso Philippines also launched their e-commerce website to be able to reach out to more customers. This is timely since not everyone can go out because of the pandemic. You can still go shopping for your needs without leaving the comfort of your home.

Here’s another good news: you can now pay for your items on installment. This is where BillEase comes in.

The partnership between BillEase and Mumuso Philippines allows customers to shop now and then pay for their purchases later. Payment can be done in equal monthly installments, depending on your payment capacity.

Here’s how to apply:

Step 1: Registration

Before anything else, make sure you create an account with Mumuso and BillEase.

Simply fill out the online application for Mumuso and then click Create Account.

For BillEase, you can either apply directly on the website or download the app (it’s for free!) and then sign up.

Step 2: Do Your Shopping

After you register, you can start your shopping at Mumuso website. Browse through Mumuso’s wide variety of products and then click Add to Cart.

Once you’re done shopping, click your cart and then click Proceed to Checkout.

Step 3: Shipping Details

Fill in your shipping details, including name and address. This will be used to compute your shipping fee.

Step 4: Payment Method

Mumuso accepts several payment methods to pay for your purchases. This includes:

• Cash on delivery
• Paypal
• Visa or Mastercard

OR you can choose to split payments into equal installments through BillEase’s Shop Now, Pay Later service. To avail of this payment scheme, choose BillEase in the Payment Method and then click Continue to Checkout.

Step 5: BillEase Check Out

You are now redirected at BillEase’s secured payment checkout.

From here, you can already configure your loan term to three months with corresponding cash out. Take note that the cash out amount is NOT mandatory, although this could help lower your monthly payments.

Then click Log In.

If you prefer longer term and maximize up to 12 months, then you can already configure it here. You can also choose between Monthly or Twice a Month repayment frequency.

You will also notice changes in the Installment Amount as you navigate the button. Once you’re satisfied, click Next.

Take note that at this point, canceling your application is still allowed.

Step 6: Loan Confirmation

On the next window, you will see a copy of your Loan Contract as well as Disclosure Statement. These documents show, among others:

• Lender details
• Interest rate
• Penalty fee and other charges
• Installment amount
• Schedule of payment

BillEase will also send a four-digit One-Time PIN (OTP) on your registered mobile number with BillEase and then click Confirm.

In case you didn’t receive the code, you can click Resend Code or Change Number. Once you input the code, the loan is already FINAL.

This confirms your purchase and then wait for Mumuso to deliver the items.

Take note of your payment schedule and make sure to pay on time. This way, BillEase can increase your credit limit, which you can use to buy higher-priced items.

They say “life is too short to have boring hair.” That’s true. After all, you need to invest in your hair because it serves as your crown that you cannot take off.

Hair products are readily available in supermarkets and beauty sections of department stores. In case you don’t want to to go out because of the pandemic, e-commerce platforms like Lazada and Shopee carry brands that focus on hair as well. The best part is that they also offer installment payment through Shop Now, Pay Later feature.

If you want a website that is everything hair care, then HairMNL is your one-stop destination.

What is HairMNL?

HairMNL is an e-commerce platform that is dedicated to and aims to deliver hair care solutions and curated specialty hair products to everyone, regardless of hair condition.

You can find something for dry hair, frizzy hair, weak hair, damaged hair, and faded hair color from brands like American Crew, Kerastase, Revlon, L’Oreal, Kerasilk, and Evo among many others. There are hair styling products, shampoo, conditioner, styling tools like hair dryer and hair iron, hair mask, and even styling products for men.

Ordering is easy because with just a few clicks, HairMNL can confirm your order and you just have to wait for your items to be delivered.

When it comes to payment, you don’t have to worry, too. Payment platforms include:

• ATM card payment
• ECPay
• Credit card
• PayMaya
• Bank transfer (online or over-the-counter)
• DragonPay
• GCash

Here’s another payment method available: BillEase

HairMNL x BillEase Partnership

Through this partnership, HairMNL customers can now pay for their purchases in installment basis.

Here’s how you can avail of this Shop Now, Pay Later facility:

Step 1: Registration

Before anything else, you need to set up an account with HairMNL and BillEase. Fill out the necessary information and as soon as you’re done setting up your account, proceed to the next step.

For BillEase, you can either register directly through the website or download the app from App Store or Google Play Store. No worries since it’s free.

Step 2: Shopping

HairMNL carries a wide array of hair products. Use the tabs in the website to filter what you need or type a product in the search bar in case you already have one in mind.

Click the product/s you want to buy and then click Add to Cart.

Step 3: Check Out

Once you’re done shopping, click Cart located on the upper-right corner of the screen. Review the items you added.

Whenever you’re ready, click Check Out.

Fill out your shipping details and then click Continue to Shipping.

Step 4: Shipping

For the shipping method, you can choose between Courier Delivery and Store Pickup. Either way, you can still enjoy installment payment from BillEase.

Thereafter, click Continue to Payment.

Step 5: Payment

In the payment options, click BillEase. You will be able to split the payment into three equal monthly installments OR extend up to 12 months.

Thereafter, click Complete Order.

Step 6: BillEase Payment

You will be redirected to a secured BillEase payment site. You can also opt for Cash Out since this will help lower your monthly installment.

After logging in, configure your loan terms, specifically installment term and repayment frequency. As you configure the button, you will see how much will be the installment amount.

Then, click Next. Take note that this is not yet final and you can cancel anytime.

Step 7: Loan Confirmation

Thereafter, you will see your Loan Agreement as well as Disclosure Statement. This indicates the loan terms such as interest rate, penalty fee in case of delay in payment, and schedule of payment among others.

A one-time password (OTP) will also be sent to your registered mobile number. Input the code and then click Confirm. At this point, you cannot cancel your loan application.

The Shop Now, Pay Later service offered by BillEase is a convenient option for many unbanked Filipinos. Still, this doesn’t mean you can freely apply. Each loan application comes with a corresponding responsibility, so make sure to take note of your schedule and pay your installments timely.

Admit it. Since the pandemic, your online shopping doubled. Many companies also improved or started their respective e-commerce sites to make it easier for them to reach out to customers. Various payment methods were likewise offered – bank deposit, GCash, PayMaya, and even GCash.

Apparently, there is one payment method that made online shopping easier and more accessible to many: installment.

Through BillEase, you can now pay for your purchases in equal installments even without a credit card. So far, BillEase partnered with several merchants including ConcepStore.

What is ConcepStore?

ConcepStore is the e-commerce arm of Concepcion Industries, one of the Philippines’ trusted partner in terms of air conditioning units, refrigerators, and other consumer appliances.

Through ConcepStore, customers can conveniently shop from carefully curated premium products from trusted brands like Condura, Carrier, Toshiba, and Midea.

Support is readily available 24/7 and item/s will be delivered whenever you need it.

Let’s face it: these items come with a hefty price tag. It is more convenient to buy if you have a credit card. Unfortunately, not all consumers have access to this benefit.

Then BillEase came along.

If you need a shopping buddy that allows you to pay for your purchases through equal monthly installments, then BillEase could help. The best part is you don’t need a credit card to avail of this service.

Here’s how:

Step 1: Registration

Before anything else, you need to register with the ConcepStore first. Click Create an account and then fill out the necessary details needed.

Make sure you have an account with BillEase. This will make payout faster. You can register directly through the website or download the app for free at Google Play Store (Android users) or App Store (iPhone users).

Step 2: Shop At ConcepStore

Now that you made an account, you can now start shopping. Visit the ConcepStore website and browse through its selection of products from trusted brands.

Click the product image and then click Add to Cart.

Step 3: Shipping Information

Fill in the shipping information details. Thereafter, click Continue to Shipping. Shipping fee will be computed at this point, although there are items that qualify you for free shipping.

Then, review your details and then click Continue to Payment.

Step 4: Payment Method

As of this writing, ConcepStore has three repayment channels: payment via Paynamics, credit card or debit card via Paymonggo, and installment through BillEase.

Choose BillEase and then click Complete Order.

Step 5: Secured BillEase Checkout

As soon as you clicked “complete order,” you will now be redirected to a secure BillEase checkout.

Since you already have an account, click Log-in.

At this point, a new window will appear. Toggle the button and configure your loan terms between one and 12 months, and repayment frequency. Take note that as you configure the loan, the amount will change. This will give you an idea on how much will be collected on your designated schedule.

Whenever you’re ready, click Next. The loan is NOT yet final at this stage.

Step 6: Loan Confirmation

A new window will appear. It will show the Loan Agreement as well as Disclosure Statement.

Go through these two documents. It will show you important loan details like schedule of payments, interest rate, and charges in case of late payments among others.

A four-digit one time password will be sent to your registered mobile number. Input the said code to confirm and finalize your loan. Then, click Confirm.

At this stage and as soon as you clicked confirm, your loan application can no longer be cancelled.

Now that you’ve confirmed your order, ConcepStore will deliver the item as soon as possible. Take note of your loan details and make sure to pay on time. Timely payments will make it easier for you to increase your credit limit, which you can use to purchase higher-priced items.

Who’s ready to go shopping?